PRIVACY POLICY

GENERAL

1. TOB ensures the privacy of all the people it deals with. Also the Privacy Act, 1988 (Cwlth) compels TOB to comply with National Privacy Principles which are designed to protect your privacy.

COLLECTION AND USE

2. We collect personal, private information from you so as to:

DATA SECURITY

3. TOB uses state of the art technology to keep your personal information safe and secure. However TOB cannot guarantee that all data or information is totally secure as there are inherent risks in utilising the internet for communication. TOB regularly checks all inbound and out bound transmissions for quality control and security. Internet and other electronic access is guarded by secure servers using high level encryption.

ACCESS

4. If you wish to gain access to the personal information TOB has collected about you simply send a request via the Contact Us route. If for any reason TOB is unable to give you all of the information held you will be informed of the reason TOB cannot do so.

CONTACTING YOU

5. TOB may contact you via email or ordinary post. If you do not wish to be contacted via these means please send an email to our Contact Us page and notify your preferences.

YOUR PRIVACY DUTY

6. It is vital that you keep your private and confidential information safe and secure. TOB cannot be liable for any loss you suffer as a result of third parties gaining access to such information.

DISCLOSURE

7. TOB does not provide any private information or trade such information to or with third parties. All TOB employees sign confidentiality undertakings in respect of the business activities of TOB and the private information of its customers.
8. TOB may disclose your private information where such disclosure:

ON LINE SECURITY

9. When you log into your account via the internet TOB will issue a small data file called a "cookie" to you to properly identify you as the account holder and to check the pages you visit. You hereby consent to the issue of such cookies

AGREEMENT

10. By using the TOB web site and opening an account with TOB you agree that you are bound by the TOB Privacy Policy.